Group health insurance is purchased by employers to provide health care benefits for themselves and their employees. The insurance contract is between the employer and the insurance company and the employer is responsible for paying the monthly premium to the insurance company. An employer may require a partial contribution of premium payment from the employees, which will be deducted from the payroll of each employee that chooses to enroll in the group health insurance plan. Group health care insurance is usually the best option available to persons that have the fortune of being employed by a company that offers this benefit to their employees.

Who Should Consider Group Health Care Insurance

From the perspective of a business owner, offering group health insurance to your employees is a great way to maintain company loyalty and keep your workforce healthy. In some states employers with a minimum number of employees are required by law to offer employee health benefits. More and more states are considering similar laws in order to reduce the number of uninsured residents in their state. Small employers with just a few employees can also qualify for group health insurance. Continue reading Group Health Insurance Quotes →